Listed 1 month ago Professional Services

Profitable Insurance Claims Firm for Sale in Ohio

Asking price
$495,000
Cash flow (SDE/EBITDA)
$174,486
Multiple
2.8x
Verified todayManager in PlaceRetirement Sale

Why this business stands out

This independent claims adjusting business serves multiple states with a trained support team and a home-based operating model. It may appeal to buyers seeking a lean professional-services business with recurring client demand and manageable overhead.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$495,000
Cash flow (SDE/EBITDA)
$174,486
Est. down payment (10%)
$49,500
Est. SBA loan (10yr @ 10.5%)
$445,500
Est. monthly payment
$6,011
Annual debt service
$72,136
Owner cash flow after debt
$102,350
Debt Service Coverage Ratio
Strong coverage
2.42x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this professional services business cost?

The asking price is $495,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $174,486 in annual cash flow (SDE/EBITDA), implying a 2.8x multiple on the asking price.

Where is this professional services business located?

It operates in the Ohio area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.