Listed 1 month ago Retail & E-commerce

Established Hardware Store for Sale in New Jersey

Asking price
$515,000
Cash flow (SDE/EBITDA)
$123,662
Multiple
4.2x
Checked 12dSticky CustomersRetirement Sale

Why this business stands out

This hardware store has a long history, a loyal customer base, and a visible roadside location that supports steady neighborhood traffic. Its appeal comes from community trust, diversified retail demand, and the added value of real estate ownership potential.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$515,000
Cash flow (SDE/EBITDA)
$123,662
Est. down payment (10%)
$51,500
Est. SBA loan (10yr @ 10.5%)
$463,500
Est. monthly payment
$6,254
Annual debt service
$75,051
Owner cash flow after debt
$48,611
Debt Service Coverage Ratio
Comfortable coverage
1.65x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $515,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $123,662 in annual cash flow (SDE/EBITDA), implying a 4.2x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the New Jersey area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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