Listed 1 month ago Wholesale & Distribution

Profitable Bread Route for Sale in Pensacola, FL

Asking price
$249,000
Cash flow (SDE/EBITDA)
$110,084
Multiple
2.3x
Verified todayRecurring RevenueSticky CustomersSupplier Concentration

Why this business stands out

This bread distributorship combines regular route deliveries with a well-defined service area in Florida. The business may appeal to a buyer looking for a traditional wholesale route model with strong annual sales and solid net income.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$249,000
Cash flow (SDE/EBITDA)
$110,084
Est. down payment (10%)
$24,900
Est. SBA loan (10yr @ 10.5%)
$224,100
Est. monthly payment
$3,024
Annual debt service
$36,287
Owner cash flow after debt
$73,797
Debt Service Coverage Ratio
Strong coverage
3.03x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this wholesale & distribution business cost?

The asking price is $249,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $110,084 in annual cash flow (SDE/EBITDA), implying a 2.3x multiple on the asking price.

Where is this wholesale & distribution business located?

It operates in the Pensacola-Ferry Pass-Brent area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.