Listed 3 weeks ago Retail & E-commerce

Established Used Car Dealership for Sale in Miami, FL

Asking price
$690,000
Cash flow (SDE/EBITDA)
$1,065,000
Multiple
0.6x
Checked 10d

Why this business stands out

This business sells used commercial vehicles, giving buyers exposure to a durable, recurring need across small and mid-sized operators. The reported earnings support a model that can appeal to an operator seeking a straightforward sales-driven business in Florida’s large metro market.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$690,000
Cash flow (SDE/EBITDA)
$1,065,000
Est. down payment (10%)
$69,000
Est. SBA loan (10yr @ 10.5%)
$621,000
Est. monthly payment
$8,379
Annual debt service
$100,554
Owner cash flow after debt
$964,446
Debt Service Coverage Ratio
Strong coverage
10.59x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $690,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $1,065,000 in annual cash flow (SDE/EBITDA), implying a 0.6x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Miami-Fort Lauderdale-West Palm Beach area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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