Listed 1 month ago Retail & E-commerce

Profitable Cigar Shop for Sale in Florida

Asking price
$1,399,500
Cash flow (SDE/EBITDA)
$281,993
Multiple
5.0x
Checked 13dRecurring RevenueSticky Customers

Why this business stands out

This business combines wholesale distribution, retail sales, and lounge revenue, creating multiple income streams within one platform. The established customer base and low-inventory distribution model offer appeal to a buyer seeking a diversified consumer business with regional expansion potential.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$1,399,500
Cash flow (SDE/EBITDA)
$281,993
Est. down payment (10%)
$139,950
Est. SBA loan (10yr @ 10.5%)
$1,259,550
Est. monthly payment
$16,996
Annual debt service
$203,949
Owner cash flow after debt
$78,044
Debt Service Coverage Ratio
Meets SBA minimum
1.38x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $1,399,500. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $281,993 in annual cash flow (SDE/EBITDA), implying a 5.0x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Florida area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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