Listed 1 month ago Retail & E-commerce

Established Bike Shop for Sale in Connecticut

Asking price
$213,999
Cash flow (SDE/EBITDA)
$61,056
Multiple
3.5x
Verified 2d

Why this business stands out

This retail bike business serves cycling customers with product sales and related support, making it a straightforward owner-operated opportunity. It may appeal to buyers looking for a niche retail model with identifiable local demand and modest cash flow relative to the asking price.

Financing snapshot

An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.

Asking price
$213,999
Cash flow (SDE/EBITDA)
$61,056
Est. down payment (10%)
$21,400
Est. SBA loan (10yr @ 10.5%)
$192,599
Est. monthly payment
$2,599
Annual debt service
$31,186
Owner cash flow after debt
$29,870
Debt Service Coverage Ratio
Comfortable coverage
1.96x

Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.

The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.

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Frequently asked questions

How much does this retail & e-commerce business cost?

The asking price is $213,999. Exact terms and any seller financing are confirmed directly with the seller after you sign up.

What is the cash flow and valuation multiple?

This business reports approximately $61,056 in annual cash flow (SDE/EBITDA), implying a 3.5x multiple on the asking price.

Where is this retail & e-commerce business located?

It operates in the Connecticut area. The exact city is shown after you create a free Searcher OS account.

Can this acquisition be financed with an SBA loan?

Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.

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