Retail Business for Sale in Sacramento, CA
Why this business stands out
A small retail business in the Sacramento metro area is available at $165K asking price with $25K in SDE, representing an accessible entry-level acquisition for a first-time buyer or owner-operator seeking a low-overhead business in a growing California market. The Sacramento region's expanding population and household formation trends support stable retail demand. This is a starter acquisition for a buyer prioritizing affordability and market positioning over near-term cash flow scale.
Financing snapshot
An illustrative SBA 7(a) scenario based on the figures above. Model your own assumptions in the SBA loan calculator.
- Asking price
- $165,000
- Cash flow (SDE/EBITDA)
- $25,000
- Est. down payment (10%)
- $16,500
- Est. SBA loan (10yr @ 10.5%)
- $148,500
- Est. monthly payment
- $2,004
- Annual debt service
- $24,045
- Owner cash flow after debt
- $955
Illustrative only — not a financing offer. Assumes a 10% down payment and a 10-year SBA 7(a) loan at 10.5%. Actual terms vary by lender, deal structure, and buyer profile.
The DSCR shown is computed on raw cash flow — before the owner-salary, maintenance-capex, and rent adjustments SBA lenders apply when underwriting. Model the lender's view in the DSCR calculator.
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Frequently asked questions
How much does this other business cost?
The asking price is $165,000. Exact terms and any seller financing are confirmed directly with the seller after you sign up.
What is the cash flow and valuation multiple?
This business reports approximately $25,000 in annual cash flow (SDE/EBITDA), implying a 6.6x multiple on the asking price.
Where is this other business located?
It operates in the Sacramento-Roseville-Folsom area. The exact city is shown after you create a free Searcher OS account.
Can this acquisition be financed with an SBA loan?
Many businesses in this price range qualify for SBA 7(a) financing, which can cover up to 90% of the purchase price over a 10-year term. See the financing snapshot above for an illustrative scenario.